5 Necessities For A Quality Real Estate Agent

By Richard Brody  |   Submitted On March 12, 2020

Since, for most people, the value of their home, represents their single - biggest, financial asset, doesn't it make sense, to do one's homework, and carefully interview, choose, and hire, the real estate agent, who might best, serve and represent their best interests? Instead of, merely, basing one's selection, on friendships, something about someone's personality, and/ or, sense of humor, or other, somewhat, irrelevant factors, it is wiser to make this important decision/ selection, based on who, might make this process, more successful for you, and better meet and exceed your needs, and expectations. With that in mind, this article will attempt to, briefly, consider, examine, review, and discuss, 5 specific necessities, for a quality real estate agent, to possess, and provide.

1. Represent you, and your needs: Be certain, someone prioritizes, representing you, and your best interests, instead of their personal agenda, and/ or, self - interest! Quality representation includes a variety of factors, and duties, including: full fiduciary protections; total confidentiality; hand - holding; and, especially, telling you what you need to know, not just what you want to hear (TM).

2. Fiduciary responsibilities: The principal, fiduciary responsibility, you must demand, from your chosen, real estate agent, is, to do, everything possible, to protect the best interests of your investment. As a seller, this means, he or she, must never disclose any confidential information, which might harm you, or weaken your negotiating position. It also means, using best efforts, to protect the asset's value. If one is representing a buyer, he should assist his client, in using well - respected, home inspectors, and/ or, engineers, providing professionally designed, Competitive Market Analysis (or, CMA), to ensure the proper price, is being offered, etc. This aspect is extremely essential, and important!

3. Earn your faith (keep your trust): How will the agent, you hire, earn your faith, and keep your trust, consistently? When you have any question, no matter how minor, will he treat it, to your satisfaction, and put things into a comfortable perspective?

4. Experience and expertise: You need someone with the relevant experience, and expertise, needed and necessary, to make a potentially, stressful period, as calm, and stress - free, as possible!

5. Ethics/ ethical responsibility: Demand your agent, proceed, exceeding his ethical responsibility, by adhering to above - and - beyond, commitment to the highest personal ethics! This means, prioritizing his allegiance, to you, as his client, with integrity, and best efforts!

You deserve the finest, possible representative! Choose carefully, and wisely, and protect your most valuable, financial asset!

Richard has owned businesses, been a COO, CEO, Director of Development, consultant, professionally run events, consulted to thousands, conducted personal development seminars, for 4 decades, and a RE Licensed Salesperson, for a decade+. Rich has written three books and thousands of articles. Website: http://PortWashingtonLongIslandHouses.com and LIKE the Facebook page for real estate: http://facebook.com/PortWashRE

7 Ways to Reduce Your Insurance Costs

By Derrick Welch  |   Submitted On February 18, 2019

I know of one company who had not undertaken a competitive review of their insurance for over 20 years. When they did they saved themselves $30,000 a year or almost 15% in this case.

2. Make sure you are not over insuring

It will do you no good to insure something for $100,000 when the replacement value is only $75,000. The agent and company you more than they have to. They will not rebate premiums if you have overvalued something and therefore over insured.

It is up to you to know the value. If you cover equipment for $10,000,000 maximum at replacement value and the total replacement value is only $5,000,000 that is your problem. You should know or have a darn good idea as to the real replacement value. The opposite of this is also true, do not underinsure. Make sure you know whether you are insured for replacement value.

This is an area where a lot of gray area exists. This is one more good reason for conducting annual reviews. By conducting these you will get opinions and advice from a number of different sources and an inconsistency is much more likely to surface. Remember, do not just ask agents and companies to provide bids on current coverage but to evaluate your operation and recommend coverage and provide costs.

3. Ask your agent what you can do to reduce your insurance costs

They won't tell you unless you ask. By asking you are expressing concerns over costs. Dissatisfaction over costs should be construed by the agent as a sign you are going to look elsewhere for coverage. The agent suddenly has a great incentive to try to reduce your Business Cost Control.

4. Look for agents or carriers that specialize in your type of business

Start by asking any association you belong to for suggestions. Also, ask competitors, suppliers, and even the Chamber of Commerce. If special plans exist for your type of business you should be able realize significant savings due to bundled types and levels of coverage. You will find that needed levels of coverage are built into the plan and that if purchased separately they would cost you a great deal more each year. I was able to save over $1,200 a year by finding a plan designed to cover companies in my industry.

A note of caution however, just because an agent tells you they are offering a great plan for your type of business don't assume this is true. You should still get at least three quotes. The agent with the special plan may be just calling it that to sell you when indeed it is not that special at all.The plan may be designed for your type of business but it is overpriced, or contains elements that might be germane for most types of businesses in your industry but are not needed for your business at all.

5. Make sure that your insurance covers replacement value not current value

It may seem that you are saving money by covering for current value but if you have a claim and need to replace the lost or damaged equipment you will quickly find out that you have been very short sighted. The current value will in most cases be a fraction of the cost you will need to replace the item. Don't cut corners in this area. Make sure you have replacement value or at least coverage equal to what the cost of very good used equipment would be.

6. Remember, premiums are just another name for payments

Your goal is to control these payments; buy only what you need, and get the best value for your purchase. Request written recommendations on coverage and costs and make the agent justify these recommendations to you. Insurance agents are sales representatives. Insurance is their product. Don't forget this. Plain and simple, like any other purchase you consider they should justify this purchase to you.

7. Whenever you have a claim get your own estimate

Don't do what most companies do and just take whatever they tell you the claim is worth. This is not an open and shut case;just because they say so, does not make it so. By securing your own estimate you can either verify the insurance company's estimate and know you have a fair settlement or you can disagree with their costs and fight for a higher settlement. If you just accept their estimate you may find the actual loss involved to cost more, much more in some cases.

This edition of The Welch Report has been provided by Derrick Welch the author of 'In Pursuit of Profits: How to at Least Double your Profits Without Increasing Your Sales'. Including 1,000 Cost Control, Expense Reduction, and Income Producing Strategies You Can Start Using Today To Dramatically Increase Your Bottom Line.

And 'Defy Mediocrity. Choose to be Uncommon. Think of the Alternative'.

Derrick is dedicated to providing you the tools you need to dramatically improve the bottom line of your company and the direction of your career. For more information please visit: WWW.DERRICKWELCH.COM

Article Source: http://EzineArticles.com/10080217

How Cheap Wi-Fi Plans Can Be Beneficial to Work From Home During a Pandemic, COVID-19?

By Manoj Tomer  |   Submitted On April 27, 2020

With every passing day during this time of the pandemic, people are adapting to the changes happening around them. In the USA, one such change that is affected by deadly coronavirus is working culture. People here, have learned how to productively work from home. Though, we are still figuring out when things will get back to normal. In response to the COVID-19 pandemic, we are maintaining social distancing in the hope that things will be better. But, let me tell you, it will never be the same again. The work culture will change completely. Many People like WFH and it will bring a positive outcome. Employees are relying on email, chats, and videoconferencing to connect with their teammates.

To WFH, being online all day is a keen necessity but a sluggish internet connection can become a barrier in professional life. This gives you a nightmare, right? I understand, and you can overcome this fear by relying on a Wi-Fi plan which is considered best for working these days. Are you thinking about why? Well, when you work from home, it is boring to operate from one location of your house and at times inconvenient. Sometimes you just want to work while sitting on a couch. It might seem unprofessional to some bosses but let's be honest we all like doing work that way. Somehow, it relaxes our body too. Also, during this hard time, while everyone is quarantined, it can be a hard task to manage work, family, and children. Cheap Wi-Fi plan can suffice the internet needs of your entire house. Be it office work, online learning or anything else or staying connected with the family online. You can have peace of mind. Cheap Wi-Fi plans can do wonders. And here, you will learn how.

Signup for free or cheap Wi-Fi plans during COVID-19

We understand how brutally this pandemic is making people suffer. They are finding it hard to fulfill their expenses due to a downfall in the economy. That is the reason suppliers are offering cheap Wi-Fi plans to meet your internet requirements. Other than this, they have recently launched low-income plans that will allow people to get internet access for free if they qualify the set measures. However, if you don't qualify for free internet, don't feel disheartened, we have affordable plans for you. Here, at ServiceDealz, our team is working virtually to help customers to meet their internet needs without even paying much. We have several cheap Wi-Fi plans that will allow you to WFH without dealing with the hassle.

What internet speed is sufficient to Work from home?

Millions of Americans are quarantined in their homes and are working virtually. Additionally, they are still figuring out the speed they require. As of now, you need to know that a cheap Wi-Fi plan offer speeds up to 20 or more. And, this is more than sufficient. However, if you already own an internet connection, and are curious to know, if it is up to the task or not!

You will feel relaxed to know that almost every internet connections are suitable for common applications like sending emails, attending voice meetings and Google docs. You don't need to worry much about the speed if this is all you do while working from home.

On the other hand, to use applications with high-bandwidth, you might need a faster connection. Moreover, if you several users trying to access the internet, it is recommended to find a connection offering download speed up to 20 Mbps and upload speed up to 5 Mbps to work from home smoothly and staying connected with family & friends.

Shop for Wi-Fi plans and Stay connected

In the USA, people are complaining about the slower speeds they are getting during the crisis phase. If you own a DSL connection, we know how below par it must be working due to its decreased bandwidth. However, cable and fiber users are also facing a mild slowdown.

However, people with wireless internet connectivity at their homes are facing a negligible slowdown. So, if your family has several users at one point in time, cheap Wi-Fi plans can be a great option. Make sure to go through our website if you are intending to stay connected during this tough time.

Home Internet tips for the coronavirus pandemic:

Test your speed- In case you are getting less speed while performing online activities, contact your provider and ask if he offers troubleshooting tips. Additionally, find out what possible issue it can be and how it resolves them. If it still the same, check our router, it may be outdated.

Scheduling internet usage- To work smoothly from, it is imperative to fix and prioritize the usage. Even the fastest internet won't work finely if another family member uses it simultaneously. Therefore, set a plan and share it with family members to avoid issues and prioritize usage as per the daily activities.

Need cheap Wi-Fi plans?

End your search at ServiceDealz to find cheap WiFi plans from suppliers responding to the global COVID-19 crises. Here, you will find endless deals for your home including Cable TV, bundles and much more. We firmly believe that we all are together in this and will come out soon stronger. The world is going through a lot of changes but we assure you to serve our customers well during this phase.

FAQ

1. I can't pay my bill during the coronavirus; will my internet service get suspended?

Many providers in the USA have responded positively to FCC calls to not disconnect users during this hard time. Therefore, it is clear that your services won't shut down even when you don't pay the bill.

2. Are providers pausing data caps?

Yes, several suppliers have temporarily suspended data caps during the COVID-19 time. So, the users can now freely work from home without being worried about the tariffs.

3. Where do I find cheap Wi-Fi plans?

You have landed on the right website, don't panic, we have ample of plans for you. Make a call and our representative will reach you in no time.

Article Source: https://EzineArticles.com/expert/Manoj_Tomer/2151736

Postpone Your Impact, and It May Never Happen

By Ursula Jorch  |   Submitted On August 15, 2020

You know how frustrating it is to have your flight delayed?

You remember flights, right? We'll get back to them one day.

The reason flight delays are so frustrating is that you have somewhere you really want to go, and you're not getting there. You've been put in a holding pattern until you take off for your destination.

We can put ourselves in a holding pattern too.

For a long time, I put off starting a podcast. I'm not ready, I said. I don't know how to do it, I said. I'm scared to do it, I said. I've got too much going on, I said.

Those obstacles were real, in my mind. Turns out, they were excuses I used to avoid the discomfort of not knowing, the fear of not doing it well right off the bat, and, honestly, being intimidated by the impact I could have.

That last one was not a way I was used to thinking about myself. I was used to downplaying the impact that I could have. Turns out, that was another way I was "protecting" myself, this time from my ability to change the world in my own way. That required changing me, how I saw myself, and who I could grow into. It was change I was protecting myself from.

Finally, after some particularly masterful coaching, I was able to stop saying I had too much going on, and all the other things, and start the podcast. I started to embrace my worldchanging work of impact in other ways too.

Now, after more than 200 episodes of the Work Alchemy podcast and guests like Marianne Williamson, Seth Godin, and Prince Ea, I wonder what I could have accomplished if I'd started sooner, the inspiration I could have provided, the impact I could have sparked in my audience. I wonder who I could have been, and what that would have led to.

How often do you catch yourself putting off your impact?

The thing is, 3 or 6 months from now, when you say you're going to work on it, you'll have lost those 6 months. You can never get them back. That's the deceptive thing about time - you think you have all the time in the world.

But who would you have influenced? What good would you have done? What satisfaction and fulfillment would you have gained?

Something I've heard my clients say: I have things going on in my life and I just can't focus on that right now. The thing is, you will always have things going on in your life. That's how life is.

Ultimately, what is bigger and more important than having the impact you want to have with your life and your business?

What is more pressing for the people whose lives you'll change?

What is more valuable than you growing as a person and a leader so you can have your impact?

The thing is, when you postpone your impact, it may never happen. Life will always get in the way, if you allow it. The months you can't get back may stretch into years, and you'll be no closer to having the impact you want to have.

Truth: having impact takes work. It takes digging deep and being real and vulnerable to what your inner workings are. It takes being willing to change and grow into the leader you can be, to have the impact you want to have. That can be why you're putting it off.

This path is not for everyone, and that's fine. If you're really not ready, that's OK.

But if you are ready, then let's get to work. You and everyone impacted by you will be that much better off, and sooner.

Ursula Jorch is a speaker, business coach and consultant who helps entrepreneurs grow a successful business that makes a difference in the world. A 21-year successful entrepreneur herself, Ursula helps you define the difference you want to make in the world and develop strategy and marketing so you have ever-expanding impact.

Find Ursula on her podcast, Work Alchemy: The Impact Interviews where she interviews impactful entrepreneurs and leaders like Seth Godin and Marianne Williamson, and at WorkAlchemy.com for free resources for you and your business.

Article Source: https://EzineArticles.com/expert/Ursula_Jorch/1699443

Real Estate Career?

By Janice Imoisi  |   Submitted On August 19, 2020

Have you ever thought about a career in Real Estate? 

I often get asked, " What Do I Need To Do To Get Started"? Instead of just directing them to the school where I took my courses, I try to give some additional tips and advice.

The tips and advice I'm going to give is for the State of Texas. You should check with your own state to find out what the requirements would be in order for you to get started with taking classes to get your Real Estate License.

I found it to be very easy to start if you are going to a Real Estate School like Champions School of Real Estate. There are many community colleges that offer Real Estate classes as well.

The reason I like Champions School of Real Estate is because I could always call them and inquire about the amount of current hours and what courses I needed to take to get all caught up for my license renewal or what course work I need if I am thinking about specializing in a particular area of Real Estate. 

For example, Buyer's Agent (ABR), Selling Agent (SA), Leasing, Luxury Homes, New Homes, etc. I'm pretty sure other places may provide the same level of service. However, I have found that anytime I need to get a quick update and a snapshot as to what I need in terms of continuing education, they have a pretty awesome system that does just that.

A lot has changed due to COVID-19. I put together a little Ebook called "How to Get Your Real Estate License" for you to download. Click here >> FREE Ebook Download.<< I try to update this Ebook every year. (Updated Sept 2, 2022)

The Real Estate Profession can be a very lucrative career. There are some who just want to jump in a make quick money because they heard that the paychecks are fat (big and rewarding). However, I must caution you that it still takes a lot of hard work and dedication to perfect this trade. Most Real Estate Agents who start out don't last for longer than two years. They were under the misguided notion that the business would just trickle down to them or people would literally knock on some door and ask them for their help.

If you are not ready to put in the time and effort to learn this business, you will be very sorry and disappointed with the outcome. Taking a few classes to get the initial license is just the start. Constant training and taking classes are an ongoing phenomenon if you plan on being successful in this business.

Real Estate Agents who never take continuing education classes to stay update on the ever changing forms, soon find out that part of their contract is done on outdated forms. It's your job and duty to stay up-to-date on these things as well as the changes on the forms.

If you have a topic that you would like to hear more about, please feel free to send me an email: Hi@JaniceImoisi.com